Use case


Do you want to launch your own neobank? Build your own financial service proposition and offer your customers a full suite of digital financial services that fit their lifestyle.

Launch your financial alternative with Intergiro.3d and benefit from banking services, including European-wide card issuing, payment processing, access to international and local payment rails, payment management features, and much more.

Let’s explore what challenges are solved with Intergiro.3d


Banks are not meeting the needs of customers

High barriers to entry and low imagination means that existing banks are not catering for the diverse customers sets out there and are not keeping up with technical innovation.


Provide your own financial services

Intergiro.3d offers a way for brands, merchants, and almost anyone to set up their own neobank for their customers. Easily integrate with the 3d APIs to build your own financial services on top of our infrastructure.


Regulatory approval

Handling customer funds can be tricky as there are many restrictions and regulations you need to follow. An EMI license is mandatory and will help you adhere to these rules. However, the entire application process is costly and can take as long as 18 months.


Build on our EMI-license

Intergiro.3d simplifies the development process by delivering a BaaS platform that is EEA-licensed and ready to use. Deliver financial services with the least possible investment and without having to go through the lengthy process of getting a license.

Requirements for launching your own financial proposition

Intergiro.3d allows you to leverage our state-of-the-art banking infrastructure to build financial services rapidly and at a low cost

  • Accounts as a Service
  • Onboarding as a Service
  • KYC as a Service
  • Cards as a Service
  • Compliance as a Service

Issue payment accounts to your customers

Offer your customers secure, feature rich accounts built on our Europe-wide, fully regulated BaaS platform

  • Unique IBANs for your customers
  • Multi-currency support
  • International and local payment rails
  • Reconciliation tools

Onboard your customers

Leave all the regulation to us and seamlessly onboard your customers

  • Automated ID verification
  • Automated KYC checks
  • Automated sanctions screening

Issue branded cards

Issue and dynamically manage your own branded virtual and physical cards

  • Branded physical and virtual cards
  • Apple and Google pay enabled
  • Dynamic card controls
  • Real-time authorisations
  • Access funds at ATMs

Client benefits

Embed bank accounts

Enhance customer experience by issuing multi-currency bank accounts into your apps and products

Modernise spending

Instantly issue virtual and physical debit cards to your customers wrapped in your bespoke user experience

Payment processing

Enable users to instantly top up their accounts using debit and credit cards.

Compliance as a service

Reduce your administrative burden as we handle risk, compliance and internal audits for you

Instantly onboard new customers

Leave all the regulation to us and instantly and automatically onboard your clients to our system.

Speed to market

Implement new financial services, generate new revenue streams, scale your business and go to market in a matter of weeks.

Join intergiro.3d

Intergiro.3d enables you to go beyond transactions and deliver seamless digital experiences to your customers